I wondered why I needed a Medicare Supplement. The trust I quickly established with J&L Heritage matched my values. I followed their recommendation and purchased a supplement plan F. Four months later I was diagnosed with stage 4 cancer. I would have exhausted my lifelong savings if not for the Medicare Supplement. At the same time, I rolled over my retirement into an annuity. The annuity preserved and grew my money without any risk. They have been totally awesome and they have always been there whenever I needed them. I have been blessed.

The sudden passing of our father threw us into total disarray. We needed a steady hand to guide our mother and family through financial and estate planning. Tragedy raised our awareness towards life insurance and J&L helped our whole family by setting up a plan that protected all of us. Also, our mother deals with a serious health condition and they set up an insurance plan that has covered all of her expenses, alleviating our concerns. Their conscientious care for our family’s wellbeing gave us the stability that we needed.

Before I met J&L Heritage I had several retirement funds, most of them were invested in the market. I was very confused and worried about the level of risk I was exposed to or even how much I had left in each account. J&L helped me account for each fund and I established several annuities. When the dust settled, I had more assets than I knew. My annuities have provided a guaranteed safe lifetime income. I feel very secure now. Prior to this, I fought a two-and-half year battle with stage four cancer and a year following that with Kidney failure and Pulmonary Fibrosis, the Medicare Supplement they advised me to get allowed me to afford the expensive and extended treatment that I needed without compromising my assets. Thanks to their help, my family and I have peace of mind.